Terms & conditions


The below terms govern your use of our website https://www.folio.lu (“site”, “website”). Please read them in full before you use the site, as your continued use of our website will be taken as confirmation that you agree with our terms. If you do not agree with these items, please do not use this website.


We do everything in our power to provide uninterrupted access to this website. Occasionally, technical maintenance may require scheduled or unscheduled downtime. Wherever possible, this will be scheduled outside of business hours to keep disruption to a minimum. We cannot be held liable if the site is temporarily unavailable.


We try to make this site accessible for all users. Please don’t hesitate to reach out to us at [email protected] with any feedback or problems you’re having in using the site.


While we take great care to ensure that our outgoing links are leading to reputable sources, we cannot be held liable for content on third-party websites. Linking there also does not mean we are endorsing those websites.

Anyone who wants to link to this website is welcome to do so, under the following conditions: (1) you don’t imply we are endorsing your or a third party service, product, website, or company, unless we have given you written permission to do so; (2) the website you link from does not contain offensive, illegal or otherwise harmful content; (3) you don’t misrepresent your relationship with this site.

If you link to our website in breach of the above provisions, you shall indemnify us for any loss or damage suffered by us as a result.


We do everything we can to make sure all information on this site is as accurate, user-friendly, jargon-free and up-to-date as possible, but sometimes life is busy, so we can’t guarantee it is all or any of that. Send us a message at [email protected] if you have spotted something that’s not as it should be.

You agree to use the material on this site at your own discretion. We don’t provide any warranty of any kind for the material on this site.


We do not accept any liability for any loss or damage you suffer as a result of using our site.


The European Commission provides an online dispute resolution tool for consumers. You can find it at this address: http://ec.europa.eu/consumers/odr

See our Privacy Policy
See our Diversity & Inclusion Page
See our Legal Notice